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This is an attempt to collect a debt. Any information obtained may be used for that purpose. This communication is from a debt collector.
STATE DISCLOSURES ALPHABETICALLY BELOW
CALIFORNIA
The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest, or by using obscene language. Collectors may not use false or misleading statements, or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. California Collections License 1093-99
California Consumer Privacy Act Notice
This site uses 128-bit encryption to protect your personal information. Your browser must support encryption in order to use this site. If other individuals have access to your computer, please be sure to log out of this site before you leave your computer. For your protection, you are automatically logged off the site if your web browser session has been inactive for 20 minutes.
COLORADO
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Our resident office in Colorado is located at 1776 S. Jackson St., Ste. 900, Denver, CO 80210 Mon - Fri 8am - 5pm. Telephone Number: 833-388-0561. This office will accept payments and correspondence. For information about the Colorado Fair Debt Collection Practices Act, see https://COAG.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/ “Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the federal housing finance authority.”
MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS
Our resident office in Massachusetts is located at (do not send correspondence or payments to this address) 49 Winter St. Weymouth, MA 02189. Mon. - Thur. 10am - 3pm. You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to the debt collector.
MINNESOTA
This collection agency is licensed by the Minnesota Department of Commerce.
NEW YORK
Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
(i) the use or threat of violence;
(ii) the use of obscene of profane language; and
(iii) repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
- Supplemental security income, (SSI);
- Social security;
- Public assistance (welfare);
- Spousal support, maintenance (alimony) or child support;
- Unemployment benefits;
- Disability benefits;
- Workers' compensation benefits;
- Public or private pensions;
- Veterans' benefits;
- Federal student loans, federal student grants, and federal work study funds; and
- Ninety percent of your wages or salary earned in the last sixty days.
Please be advised that New York residents may request a letter in large print format by calling 800-645-9824 or emailing us at: collections@sunrisecreditservices.com.
NEW YORK CITY RESIDENTS
NEW YORK CITY DEPT OF CONSUMER AFFAIRS LICENSE # 0902582
Please be advised that Sunrise Credit Services offers language translation services via telephone to all consumers residing in New York allowing us to communicate with you in your preferred language. To speak with a Sunrise Credit Services’ representative in English or Spanish please call us toll-free at: 844-832-5951.
To speak with a Sunrise Credit Services’ representative in a language other than English or Spanish, please call us toll-free at: 833-712-7918.
For a written translation and description of commonly-used debt collection terms in a consumer’s preferred language, you may visit the NYC department of Consumer and Worker Protection website at www.nyc.gov/dca.
CITY OF BUFFALO LICENSE # 526721
TENNESSEE
This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
UTAH
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
NORTH CAROLINA
NORTH CAROLINA DEPARTMENT OF INSURANCE PERMIT NUMBER 101578
TERMS AND CONDITIONS
By proceeding, you acknowledge and agree to the following important information.
By completing and submitting information via this website and/or via email or chat, you are consenting to receive electronic communications from Sunrise Credit Services, Inc. (“Sunrise”) or its agents.
Electronic communications are defined as communications through this website, email, text, chat, fax or other electronic communication channels. Communications may include emailed attachments and/or your personal and protected information. You further give your consent for Sunrise and/or its agents to communicate information to you pertaining to Sunrise’s attempt to collect a debt. You understand electronic communications including email attachments may be viewed by unauthorized third parties and are not secure. Sunrise and its agents assume no liability for electronic communications received and/or viewed by any unauthorized third party. You also understand and acknowledge that by providing an employer or shared email account, emails to or from Sunrise or its agents may be accessed by others with access to your email account.
By communicating with us through this website or by providing us with your telephone number(s) and/or email address, you authorize us, our clients and agents to use all information, including cellular telephone numbers and email addresses, for the purpose of contacting you regarding this and any subsequent account of yours placed in our office by any creditor. You understand that this contact may result in charges to you and include the use of text messages, automated dialing machines or other telephone technology, including the use of live, pre-recorded messages, or artificial voice.
E-SIGN NOTICE DISCLOSURE
This E-Sign Notice Disclosure asks for your consent in order for Sunrise Credit Services, Inc. (“Sunrise”) to provide you with communications and records in electronic form rather than in paper form. If you have any questions about receiving information in electronic form, please contact us at 800-645-9824.
You may withdraw your consent by specifying which consent you are withdrawing (email, text, etc.). You may do so by emailing Sunrise at collections@sunrisecreditservices.com, clicking the automated unsubscribe link at the bottom of each email, or sending a written request to Sunrise Credit Services, Inc. at P.O. Box 9004 Melville, N.Y. 11747-9004 or by calling our office at 800-645-9824 during our regular business hours. You are not charged a fee to withdraw your consent. If you do not accept this agreement, or you otherwise withdraw your consent, you will receive paper versions of the Documents associated with your account(s) at Sunrise.
The legal validity and enforceability of prior electronic transactions and services will not be affected if you withdraw your consent.
There are certain hardware and software requirements for you to be able to access or retain the above stated electronic records (“Electronic Records”). Your device requirements are as follows:
- Must have an active email address.
- An Internet Service Provider selected by you.
- Internet browser such as Internet Explorer or Google Chrome. Cookies and JavaScript must be enabled.
- A computer/tablet/mobile device with an operating system capable of supporting the above.
- Adobe Acrobat Reader. For a free copy of Adobe Reader, go to www.adobe.com.
- A personal computer/tablet/mobile device, operating system and telecommunications connections to the internet capable of receiving, accessing, displaying, and either printing or storing, communications received in electronic form from us.
You are responsible for configuring your device to accommodate the above requirements and keeping your email address current with us. To notify us of a change in your email address or telephone number(s), please contact us at 800-645-9824 or email us at collections@sunrisecreditservices.com or visit our website at www.sunrisecreditservices.com.
By providing your information utilizing this website, you acknowledge you have received and agree to these E-Sign Disclosures, Terms and Conditions and User Agreement. You may also request a paper copy by contacting our office. You further consent to receive additional electronic communications from Sunrise.
Acceptance
By accepting this agreement:
• You acknowledge that you have had the opportunity to read this agreement.
• You agree to the terms of this agreement.
• You agree to maintain an active and valid e-mail address.
• You agree to receive electronic versions of the Documents associated with your current or future accounts at Sunrise Credit Services
Welcome to our online payment portal.
Please verify your account or sign in.
This is an attempt to collect a debt. Any information obtained may be used for that purpose. This communication is from a debt collector.
STATE DISCLOSURES ALPHABETICALLY BELOW
CALIFORNIA
The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest, or by using obscene language. Collectors may not use false or misleading statements, or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. California Collections License 1093-99
California Consumer Privacy Act Notice
This site uses 128-bit encryption to protect your personal information. Your browser must support encryption in order to use this site. If other individuals have access to your computer, please be sure to log out of this site before you leave your computer. For your protection, you are automatically logged off the site if your web browser session has been inactive for 20 minutes.
COLORADO
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Our resident office in Colorado is located at 1776 S. Jackson St., Ste. 900, Denver, CO 80210 Mon - Fri 8am - 5pm. Telephone Number: 833-388-0561. This office will accept payments and correspondence. For information about the Colorado Fair Debt Collection Practices Act, see https://COAG.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/ “Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the federal housing finance authority.”
MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS
Our resident office in Massachusetts is located at (do not send correspondence or payments to this address) 49 Winter St. Weymouth, MA 02189. Mon. - Thur. 10am - 3pm. You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to the debt collector.
MINNESOTA
This collection agency is licensed by the Minnesota Department of Commerce.
NEW YORK
Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
(i) the use or threat of violence;
(ii) the use of obscene of profane language; and
(iii) repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
- Supplemental security income, (SSI);
- Social security;
- Public assistance (welfare);
- Spousal support, maintenance (alimony) or child support;
- Unemployment benefits;
- Disability benefits;
- Workers' compensation benefits;
- Public or private pensions;
- Veterans' benefits;
- Federal student loans, federal student grants, and federal work study funds; and
- Ninety percent of your wages or salary earned in the last sixty days.
Please be advised that New York residents may request a letter in large print format by calling 800-645-9824 or emailing us at: collections@sunrisecreditservices.com.
NEW YORK CITY RESIDENTS
NEW YORK CITY DEPT OF CONSUMER AFFAIRS LICENSE # 0902582
Please be advised that Sunrise Credit Services offers language translation services via telephone to all consumers residing in New York allowing us to communicate with you in your preferred language. To speak with a Sunrise Credit Services’ representative in English or Spanish please call us toll-free at: 844-832-5951.
To speak with a Sunrise Credit Services’ representative in a language other than English or Spanish, please call us toll-free at: 833-712-7918.
For a written translation and description of commonly-used debt collection terms in a consumer’s preferred language, you may visit the NYC department of Consumer and Worker Protection website at www.nyc.gov/dca.
CITY OF BUFFALO LICENSE # 526721
TENNESSEE
This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
UTAH
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
NORTH CAROLINA
NORTH CAROLINA DEPARTMENT OF INSURANCE PERMIT NUMBER 101578
TERMS AND CONDITIONS
By proceeding, you acknowledge and agree to the following important information.
By completing and submitting information via this website and/or via email or chat, you are consenting to receive electronic communications from Sunrise Credit Services, Inc. (“Sunrise”) or its agents.
Electronic communications are defined as communications through this website, email, text, chat, fax or other electronic communication channels. Communications may include emailed attachments and/or your personal and protected information. You further give your consent for Sunrise and/or its agents to communicate information to you pertaining to Sunrise’s attempt to collect a debt. You understand electronic communications including email attachments may be viewed by unauthorized third parties and are not secure. Sunrise and its agents assume no liability for electronic communications received and/or viewed by any unauthorized third party. You also understand and acknowledge that by providing an employer or shared email account, emails to or from Sunrise or its agents may be accessed by others with access to your email account.
By communicating with us through this website or by providing us with your telephone number(s) and/or email address, you authorize us, our clients and agents to use all information, including cellular telephone numbers and email addresses, for the purpose of contacting you regarding this and any subsequent account of yours placed in our office by any creditor. You understand that this contact may result in charges to you and include the use of text messages, automated dialing machines or other telephone technology, including the use of live, pre-recorded messages, or artificial voice.
E-SIGN NOTICE DISCLOSURE
This E-Sign Notice Disclosure asks for your consent in order for Sunrise Credit Services, Inc. (“Sunrise”) to provide you with communications and records in electronic form rather than in paper form. If you have any questions about receiving information in electronic form, please contact us at 800-645-9824.
You may withdraw your consent by specifying which consent you are withdrawing (email, text, etc.). You may do so by emailing Sunrise at collections@sunrisecreditservices.com, clicking the automated unsubscribe link at the bottom of each email, or sending a written request to Sunrise Credit Services, Inc. at P.O. Box 9004 Melville, N.Y. 11747-9004 or by calling our office at 800-645-9824 during our regular business hours. You are not charged a fee to withdraw your consent. If you do not accept this agreement, or you otherwise withdraw your consent, you will receive paper versions of the Documents associated with your account(s) at Sunrise.
The legal validity and enforceability of prior electronic transactions and services will not be affected if you withdraw your consent.
There are certain hardware and software requirements for you to be able to access or retain the above stated electronic records (“Electronic Records”). Your device requirements are as follows:
- Must have an active email address.
- An Internet Service Provider selected by you.
- Internet browser such as Internet Explorer or Google Chrome. Cookies and JavaScript must be enabled.
- A computer/tablet/mobile device with an operating system capable of supporting the above.
- Adobe Acrobat Reader. For a free copy of Adobe Reader, go to www.adobe.com.
- A personal computer/tablet/mobile device, operating system and telecommunications connections to the internet capable of receiving, accessing, displaying, and either printing or storing, communications received in electronic form from us.
You are responsible for configuring your device to accommodate the above requirements and keeping your email address current with us. To notify us of a change in your email address or telephone number(s), please contact us at 800-645-9824 or email us at collections@sunrisecreditservices.com or visit our website at www.sunrisecreditservices.com.
By providing your information utilizing this website, you acknowledge you have received and agree to these E-Sign Disclosures, Terms and Conditions and User Agreement. You may also request a paper copy by contacting our office. You further consent to receive additional electronic communications from Sunrise.
Acceptance
By accepting this agreement:
• You acknowledge that you have had the opportunity to read this agreement.
• You agree to the terms of this agreement.
• You agree to maintain an active and valid e-mail address.
• You agree to receive electronic versions of the Documents associated with your current or future accounts at Sunrise Credit Services